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Home Loan Documents

List of Documents required for Non Resident Indians
Sr No. Document Name
1 KYC Documents
2 Salary certificate from the employer mentioning name as in passport, date of joining, Passport number, designation and latest salary and perquisites, in English.
3 Salary slips for the last 3 months / Salary certificate (If variable components like overtime & incentives are reflected then six months salary pay slips are required)
4 Latest Income Tax Returns (if applicant files IT returns in India ).
5 For self employed Individuals, documents evidencing currently in business like Trade License, Registered Power of Attorney or agreement with sponsor etc.
6 Passport copy with valid residence visa page.
7 Work Permit/ Labour contract copy / Photocopy of Identity card or any other proof of work / employment issued by concerned Govt. authorities.
8 Property related Documents, detailed cost Estimates from an Architect/ Engineer (from India ).
9 Processing fee cheque drawn on applicant’s bank in India or draft payable at the place where the application will be processed.
10 The income documents for salaried should be attested by embassy official if documentary evidence like bank statement for credit salary or frequent remittance of fund to India is not available.
11 Copy of all overseas bank statements for the last 6 months, if any
12 Copy of NRE / NRO bank statement of the last 6 months
13 Power of Attorney (POA) if applicant is not available in India for signing of documents.
Note: Original documents are required for verification purpose only


List of Documents needed for KYC compliance
National Housing Bank (NHB) had introduced Know Your Customer (KYC) Guidelines for Housing Finance Companies. We request you to co-operate with us in complying with these guidelines.
1 Photo Id Proof(any one required)

  • PAN Card
  • Passport
  • Voters ID Card
  • Driving License
2 Residence Proof (any one required)

  • Electricity Bill
  • Telephone Bill
  • Ration Card
  • Letter from Employer
  • Bank Statement / Pass book with address